.elementor-730 .elementor-element.elementor-element-3b33a3e > .elementor-background-overlay{background-color:var( --e-global-color-primary );opacity:1;transition:background 0.3s, border-radius 0.3s, opacity 0.3s;}.elementor-730 .elementor-element.elementor-element-3b33a3e > .elementor-container{min-height:300px;}.elementor-730 .elementor-element.elementor-element-3b33a3e{transition:background 0.3s, border 0.3s, border-radius 0.3s, box-shadow 0.3s;}.elementor-730 .elementor-element.elementor-element-bdbc0c2{text-align:center;}.elementor-730 .elementor-element.elementor-element-bdbc0c2 .elementor-heading-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-size:var( --e-global-typography-primary-font-size );font-weight:var( --e-global-typography-primary-font-weight );}.elementor-730 .elementor-element.elementor-element-356efb0:not(.elementor-motion-effects-element-type-background), .elementor-730 .elementor-element.elementor-element-356efb0 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:var( --e-global-color-1bb494b );}.elementor-730 .elementor-element.elementor-element-356efb0{transition:background 0.3s, border 0.3s, border-radius 0.3s, box-shadow 0.3s;padding:70px 0px 0px 0px;}.elementor-730 .elementor-element.elementor-element-356efb0 > .elementor-background-overlay{transition:background 0.3s, border-radius 0.3s, opacity 0.3s;}.elementor-730 .elementor-element.elementor-element-8ce64a4{padding:0px 0px 10px 0px;}.elementor-730 .elementor-element.elementor-element-3f71c4f img{border-radius:4px 4px 4px 4px;box-shadow:0px 0px 10px 0px rgba(0, 0, 0, 0.2);}.elementor-bc-flex-widget .elementor-730 .elementor-element.elementor-element-d8520aa.elementor-column:not(.raven-column-flex-vertical) .elementor-widget-wrap{align-items:center;}.elementor-730 .elementor-element.elementor-element-d8520aa.elementor-column.elementor-element[data-element_type="column"]:not(.raven-column-flex-vertical) > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-730 .elementor-element.elementor-element-d8520aa.elementor-column.elementor-element[data-element_type="column"].raven-column-flex-vertical > .elementor-widget-wrap.elementor-element-populated{justify-content:center;}.elementor-730 .elementor-element.elementor-element-d8520aa > .elementor-element-populated{margin:0px 0px 0px 40px;--e-column-margin-right:0px;--e-column-margin-left:40px;}.elementor-730 .elementor-element.elementor-element-bafae5d:not(.elementor-motion-effects-element-type-background), .elementor-730 .elementor-element.elementor-element-bafae5d > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:var( --e-global-color-1bb494b );}.elementor-730 .elementor-element.elementor-element-bafae5d{transition:background 0.3s, border 0.3s, border-radius 0.3s, box-shadow 0.3s;padding:0px 0px 80px 0px;}.elementor-730 .elementor-element.elementor-element-bafae5d > .elementor-background-overlay{transition:background 0.3s, border-radius 0.3s, opacity 0.3s;}.elementor-730 .elementor-element.elementor-element-18b2321 > .elementor-element-populated{margin:0px 0px 0px 0px;--e-column-margin-right:0px;--e-column-margin-left:0px;padding:0px 0px 0px 0px;}.elementor-730 .elementor-element.elementor-element-900c425{--display:flex;--flex-direction:row;--container-widget-width:initial;--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--flex-wrap:nowrap;}.elementor-730 .elementor-element.elementor-element-8a04982{--display:flex;}.elementor-730 .elementor-element.elementor-element-dd302c4 img{height:220px;object-fit:contain;object-position:center center;}.elementor-730 .elementor-element.elementor-element-8290016 > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-730 .elementor-element.elementor-element-8290016{text-align:center;}.elementor-730 .elementor-element.elementor-element-70f70d8 > .elementor-widget-container{margin:-10px 0px 0px 0px;}.elementor-730 .elementor-element.elementor-element-70f70d8{text-align:center;font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );color:var( --e-global-color-text );}.elementor-730 .elementor-element.elementor-element-9b7e9d9{--display:flex;}.elementor-730 .elementor-element.elementor-element-70a02e7 img{height:220px;object-fit:contain;object-position:center center;}.elementor-730 .elementor-element.elementor-element-26675eb > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-730 .elementor-element.elementor-element-26675eb{text-align:center;}.elementor-730 .elementor-element.elementor-element-ef1f241 > .elementor-widget-container{margin:-10px 0px 0px 0px;}.elementor-730 .elementor-element.elementor-element-ef1f241{text-align:center;font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );color:var( --e-global-color-text );}.elementor-730 .elementor-element.elementor-element-3098a97{--display:flex;}.elementor-730 .elementor-element.elementor-element-528ebca img{height:220px;object-fit:contain;object-position:center center;}.elementor-730 .elementor-element.elementor-element-8b17c1c > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-730 .elementor-element.elementor-element-8b17c1c{text-align:center;}.elementor-730 .elementor-element.elementor-element-039a101 > .elementor-widget-container{margin:-10px 0px 0px 0px;}.elementor-730 .elementor-element.elementor-element-039a101{text-align:center;font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );color:var( --e-global-color-text );}.elementor-730 .elementor-element.elementor-element-9d7d0d2{--display:flex;}.elementor-730 .elementor-element.elementor-element-9012974 img{height:220px;object-fit:contain;object-position:center center;}.elementor-730 .elementor-element.elementor-element-7f4f195 > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-730 .elementor-element.elementor-element-7f4f195{text-align:center;}.elementor-730 .elementor-element.elementor-element-4691f99 > .elementor-widget-container{margin:-10px 0px 0px 0px;}.elementor-730 .elementor-element.elementor-element-4691f99{text-align:center;font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );color:var( --e-global-color-text );}.elementor-730 .elementor-element.elementor-element-9f5b8d3:not(.elementor-motion-effects-element-type-background), .elementor-730 .elementor-element.elementor-element-9f5b8d3 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:var( --e-global-color-secondary );}.elementor-730 .elementor-element.elementor-element-9f5b8d3{transition:background 0.3s, border 0.3s, border-radius 0.3s, box-shadow 0.3s;padding:70px 0px 70px 0px;}.elementor-730 .elementor-element.elementor-element-9f5b8d3 > .elementor-background-overlay{transition:background 0.3s, border-radius 0.3s, opacity 0.3s;}.elementor-730 .elementor-element.elementor-element-0d76ff9{padding:0px 0px 10px 0px;}.elementor-730 .elementor-element.elementor-element-38ffd41 > .elementor-widget-container{margin:0px 0px 0px 0px;padding:0% 25% 0% 25%;}.elementor-730 .elementor-element.elementor-element-38ffd41 .elementskit-section-title-wraper .elementskit-section-title{color:var( --e-global-color-accent );margin:0px 0px 30px 0px;font-family:var( --e-global-typography-341c4b4-font-family ), Sans-serif;font-size:var( --e-global-typography-341c4b4-font-size );font-weight:var( --e-global-typography-341c4b4-font-weight );line-height:var( --e-global-typography-341c4b4-line-height );}.elementor-730 .elementor-element.elementor-element-38ffd41 .elementskit-section-title-wraper .elementskit-section-title span:last-child, .elementor-730 .elementor-element.elementor-element-38ffd41 .elementskit-section-title-wraper .elementskit-section-title > span{font-family:var( --e-global-typography-secondary-font-family ), Sans-serif;font-size:var( --e-global-typography-secondary-font-size );font-weight:var( --e-global-typography-secondary-font-weight );line-height:var( --e-global-typography-secondary-line-height );}.elementor-730 .elementor-element.elementor-element-38ffd41 .elementskit-section-title-wraper .elementskit-section-title > span{padding:0px 0px 0px 0px;}.elementor-730 .elementor-element.elementor-element-a064793 > .elementor-widget-container{margin:-30px 0px 0px 0px;padding:0% 25% 0% 25%;}.elementor-730 .elementor-element.elementor-element-a064793{text-align:center;font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );}.elementor-730 .elementor-element.elementor-element-963c48c .elementor-button{background-color:var( --e-global-color-accent );}.elementor-730 .elementor-element.elementor-element-963c48c > .elementor-widget-container{margin:0px 0px 0px 0px;}@media(max-width:1024px){.elementor-730 .elementor-element.elementor-element-3b33a3e > .elementor-container{min-height:350px;}.elementor-730 .elementor-element.elementor-element-bdbc0c2 .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );}.elementor-730 .elementor-element.elementor-element-356efb0{padding:80px 0px 80px 0px;}.elementor-730 .elementor-element.elementor-element-d8520aa > .elementor-element-populated{margin:0px 0px 0px 0px;--e-column-margin-right:0px;--e-column-margin-left:0px;}.elementor-730 .elementor-element.elementor-element-bafae5d{padding:0px 10px 80px 10px;}.elementor-730 .elementor-element.elementor-element-70f70d8{font-size:var( --e-global-typography-text-font-size );}.elementor-730 .elementor-element.elementor-element-ef1f241{font-size:var( --e-global-typography-text-font-size );}.elementor-730 .elementor-element.elementor-element-039a101{font-size:var( --e-global-typography-text-font-size );}.elementor-730 .elementor-element.elementor-element-4691f99{font-size:var( --e-global-typography-text-font-size );}.elementor-730 .elementor-element.elementor-element-9f5b8d3{padding:80px 0px 80px 0px;}.elementor-730 .elementor-element.elementor-element-38ffd41 .elementskit-section-title-wraper .elementskit-section-title{margin:0px 0px 20px 0px;font-size:var( --e-global-typography-341c4b4-font-size );line-height:var( --e-global-typography-341c4b4-line-height );}.elementor-730 .elementor-element.elementor-element-38ffd41 .elementskit-section-title-wraper .elementskit-section-title span:last-child, .elementor-730 .elementor-element.elementor-element-38ffd41 .elementskit-section-title-wraper .elementskit-section-title > span{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-730 .elementor-element.elementor-element-a064793{font-size:var( --e-global-typography-text-font-size );}}@media(max-width:767px){.elementor-730 .elementor-element.elementor-element-3b33a3e > .elementor-container{min-height:300px;}.elementor-730 .elementor-element.elementor-element-bdbc0c2 .elementor-heading-title{font-size:var( --e-global-typography-primary-font-size );}.elementor-730 .elementor-element.elementor-element-356efb0{padding:60px 0px 60px 0px;}.elementor-730 .elementor-element.elementor-element-d8520aa > .elementor-element-populated{margin:20px 0px 0px 0px;--e-column-margin-right:0px;--e-column-margin-left:0px;}.elementor-730 .elementor-element.elementor-element-bafae5d{padding:0px 10px 60px 10px;}.elementor-730 .elementor-element.elementor-element-70f70d8{font-size:var( --e-global-typography-text-font-size );}.elementor-730 .elementor-element.elementor-element-ef1f241{font-size:var( --e-global-typography-text-font-size );}.elementor-730 .elementor-element.elementor-element-039a101{font-size:var( --e-global-typography-text-font-size );}.elementor-730 .elementor-element.elementor-element-4691f99{font-size:var( --e-global-typography-text-font-size );}.elementor-730 .elementor-element.elementor-element-9f5b8d3{padding:60px 0px 60px 0px;}.elementor-730 .elementor-element.elementor-element-38ffd41 > .elementor-widget-container{padding:0px 0px 0px 0px;}.elementor-730 .elementor-element.elementor-element-38ffd41 .elementskit-section-title-wraper .elementskit-section-title{margin:0px 0px 10px 0px;font-size:var( --e-global-typography-341c4b4-font-size );line-height:var( --e-global-typography-341c4b4-line-height );}.elementor-730 .elementor-element.elementor-element-38ffd41 .elementskit-section-title-wraper .elementskit-section-title span:last-child, .elementor-730 .elementor-element.elementor-element-38ffd41 .elementskit-section-title-wraper .elementskit-section-title > span{font-size:var( --e-global-typography-secondary-font-size );line-height:var( --e-global-typography-secondary-line-height );}.elementor-730 .elementor-element.elementor-element-a064793 > .elementor-widget-container{margin:-15px 0px 0px 0px;padding:0% 10% 0% 10%;}.elementor-730 .elementor-element.elementor-element-a064793{font-size:var( --e-global-typography-text-font-size );}.elementor-730 .elementor-element.elementor-element-5ffc5d2{padding:0px 0px 0px 0px;}}/* Start custom CSS for heading, class: .elementor-element-bdbc0c2 */.universal-life-h1 {
  color: #B18543;
  font-family: 'Montserrat', 'Arial', sans-serif;
  font-size: 2.3em;
  font-weight: 800;
  letter-spacing: 0.5px;
  background: linear-gradient(90deg, #fff9ef 80%, #f5e9cc 100%);
  border-left: 8px solid #B18543;
  padding: 16px 26px;
  margin: 30px 0 20px 0;
  border-radius: 12px;
  box-shadow: 0 2px 10px 0 rgba(177, 133, 67, 0.08);
  line-height: 1.18;
}
.universal-life-section {
  background: #f9f6ef;
  border-left: 5px solid #B18543;
  border-radius: 12px;
  padding: 28px 28px 18px 28px;
  margin-bottom: 32px;
  box-shadow: 0 2px 10px 0 rgba(177,133,67,0.07);
}
.universal-life-section h2 {
  color: #B18543;
  font-size: 1.6em;
  font-weight: 800;
  margin-top: 0;
  margin-bottom: 14px;
  letter-spacing: 0.5px;
}
.universal-life-section ul {
  margin-left: 24px;
  margin-bottom: 0;
  padding-left: 16px;
}
.universal-life-section ul li {
  margin-bottom: 10px;
  font-size: 1.07em;
  line-height: 1.5;
}
.universal-life-section p {
  color: #333;
  font-size: 1.05em;
  margin-bottom: 14px;
}/* End custom CSS */